Using your mobile phone to deposit by mobile checks is a convenient way to manage your finances. This service works on many types of government-issued checks, as well as business and cashier’s checks.
It’s easy to use, too. Rather than slogging to an ATM or drive-through window, you can deposit your check by downloading a banking app and using your phone’s camera to take a picture of the front and back of your check. Then, you’ll be asked to sign it digitally and provide your account information. Once you submit your deposit, you’ll be notified by SMS that it’s approved.
If you’re considering mobile deposits, be sure to read your bank’s policies and requirements. Most banks have a limit on how much money you can deposit per day. Some institutions also require you to deposit a check with a certain wording. This is to avoid duplicate deposits.
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If your check is rejected, call the bank’s customer service line and ask for a new one. Then, hold on to your check until it is credited. You may need to wait for several days before funds are available.
You can also deposit a check by signing it on your smartphone and submitting it through a banking app. This is called a remote deposit capture. Once you’ve deposited the check, the bank will store it on its server, protecting your financial information.
Some casinos have limits on how much you can deposit by phone. This can depend on the mobile provider you’re using. Generally, the maximum is around PS30 per day.